Why are´nt the banks using their profits? Probably because a) its gone to pay city bonuses and b) shareholders dividends.

Many banks are in trouble because they are greedy and they lend money too easily and have a customer care approach only equal to the prison service, we are just numbers.

Mark, London, UK

where has all the " lost " money gone??

David , Margate, UK

As Bob Marley sang

It's only machine that make money.

We're going down the pan. Rapidly

Jeremy Poynton, Frome, United Kingdom

What is the point of these injections of capital? If the banks won't use the money because of fear what is the use of this so called liquidity? Presumably it's not real money but just the result of speeding up the printing presses and thus to higher inflation, inrerest rates and less borrowing.

Stephen Green, Correns, France

This is the umpteenth injection of liquidity.
The patient isn't getting better.
Injections are clearly the wrong treatment.

Debt is the problem, therefore repayment is the cure.

That’s right; we need to experience some hard graft.
But spineless NuLab shills can't say anything unpopular.

Pat, Coromandel, NZ

Why are the financial markets surrounded by such deviousness? The BoE should just say money is available for banks to borrow provided it is used for mortgages for 1st time buyers. Unconventional? So what? The old model is morbund anyway. Bankers cannot be trusted or left to their own devices

david, london,

People need to consider why the newspapers never ever ask the question, where does the "UK Central Bank" gets ITS billions from, or the European Central Bank that controls the interest rates, which affect our lives and yet which operates behind closed doors and never publishes its minutes.

Simon, London,

Good money after bad - the kind of thing Nick Leeson did.

I seem to recall that "in the good old days" the likes of RBS were posting £15 billion a year in profits. How come the banks aren't using profits to ease their funding dificulties?

ws, Manchester,

Question to Mr Brown. Does he wished he had not sold the UK gold reserve so cheaply now?

steve tea, manchester, cheshire

The US are debating whether the taxpayer should bail out US banks, but that is what is happening in the UK. Do we know the price of the swaps the BoE undertakes with the UK banks? What are the haircuts the banks have to take, are they adequate or is the UK taxpayer subsidising the UK banks?

N Reed, London, UK

I'm losing count, but haven't we put around £150bn into the banking system now? That's $300bn - roughly half of the amount the US is agonising over. Given the size of our economy relative to theirs, we're putting in a higher % of our GDP. How much is for each UK citizen and why no fuss over here?

Cameo, Berkhamsted, uk

"...by draining reserves."

Wot? We still have some?????

Alex, Salisbury, United Kingdom

How much of this garbage has the BofE accepted as 'collateral'? This is equivalent to the $700 billion bailout in the US by stealth!

Alan, Luton,

Where did the 55 billion come from? The printing presses or the tooth fairy? Neither sounds like a good solution to the problem.

Bill Peter, Kuala Lumpur, Malaysia